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The Pros And Cons Of Prepaid Credit Cards

Observers in the lending industry have estimated that there may be at least 50 million Americans who are not able to qualify for credit. These consumers are usually young, often members of the minority groups and unbanked…and they are faced with the long-standing dilemma of credit: how can I build my credit record if no one will give me any credit at all? One of the answers offered by credit card companies is a variety of prepaid credit cards, designed for use by specific segments in the ma........ Read More

Types Of Prepaid Legal Services

Over 100 million Americans are signed up for pre-paid legal services. Also called legal insurance, these plans are similar to those provided by Health Maintenance Organizations (HMOs) and cover the legal needs of the member, spouse and any dependent children. In a prepaid legal service plan, the customer pays a fixed monthly subscription fee of up to $25 for the services of pre-selected lawyers. The most basic plans provide advice and consultation by telephone. Plan members rec........ Read More

The Truth About Prepaid Credit Cards

Prepaid credit cards have been around for over ten years now, although they are just now coming into the spotlight. Prepaid credit cards are basically credit cards backed by major credit card companies that offer you the ability to deposit money onto the card and then use it for purchases. You are not allowed to spend anything more than you have deposited in most cases. It is a great way to teach students good financial responsibility. There are a lot of advantages to prepaid credit cards, a........ Read More

Benefits Of Pre-paid Legal Plans

Pre-paid legal services can be a very attractive alternative to hiring a lawyer for many people. You should consider the importance and relative priority of these benefits in light of your own legal needs. So what are the benefits going pre-paid compared to conventional hire of lawyers? Benefit Number 1: Cost-Effective Pre-paid legal plans can take the sting out of hiring a lawyer. Lawyers’ fees are prohibitive for most people: you can run bills of thousands of dollars and ........ Read More

Common Services Offered By Pre-paid Legal Plans

Considering a pre-paid legal plan? He’s a run-down of the services you’re most likely to get and also some legal documents you need to sign before you enrol. Telephone and Office Consultation: You have unlimited telephone access to a panel of attorneys regarding any legal matter of interest to you. You can also make brief consultation visits to your lawyer for up to 30 minutes per day at no cost to you. The only condition placed on these two benefits is that you enquire abou........ Read More

Secured And Prepaid Credit Cards

With so many consumers looking for ways to rebuild their credit, secured and prepaid credit cards are growing in popularity. Some people swear by them, and others try to avoid them. If you’re new to credit cards, you may have wondered how a prepaid card differs from a secured card, and how either kind can be used to build credit. Secured credit cards work much like regular credit cards, but with less risk to the card issuer. The cardholder deposits money into an account, which is used to se........ Read More

Advanced Prepaid Credit Card Features

Technological advances have been made in prepaid credit cards which give them features not seen in traditional credit cards or ATM cards. In this article we will go over these advances, and how they make using prepaid credit cards easy and convenient. Because prepaid credit cards do not come with a line of credit, customers can load money onto the card via ATMs or at online websites. From here money can be transferred to a paypal or checking account. Some services still allow people to w........ Read More

Bad Credit Credit Cards - Prepaid, Secured, Or Unsecured

Bad credit, credit cards are just like regular credit cards but with much higher interest rates and usually an annual fee, sometimes $50 a year and higher. Bad credit, credit cards can save your credit or make it worse if your not careful. Bad credit cards with guaranteed approval are available, but usually these types of bad credit cards charge twice the amount in fees and interest rates. The average consumer needs to be sure they are mentally and financially able to take the responsibility ........ Read More

Online Credit Card - Prepaid Debit Card

The numbers vary on how many credit cards each person carries. I've seen it stated anywhere from five to fifteen counting bank cards, gas cards, and department store charge cards. But there are still those hold outs, people who don't have any credit cards at all. If you're one of these lucky people and reading this on the internet, chances are you've seen something online that you wanted to buy, but the problem was you needed at least an online credit card to pay for it. That's where the prepai........ Read More

Is A Prepaid Credit Card Right For You?

Some people I know have trouble sticking to their budget in a variety of areas. Other people have trouble even making a budget that is realistic for their lifestyle. One of the biggest spending problems that people in today's world face is having the self-control and discipline to limit their use of the credit card. If you are one of these people that creates a bill larger than life with your credit card each month, consider seriously using a prepaid credit card. Using a prepaid credit card is ........ Read More

Prepaid Calling Card Will Save You Money

For years, prepaid calling cards are use to make local calls and international calls. A lot of people make use of prepaid calling cards because they can save money. Yes, prepaid calling card are gaining there popularity in terms of convenience and easy to use and can make calls any time and any where. You can gain a lot of benefits with the use of prepaid calling cards, one of which is the convenience you can get in making calls it maybe international or local, from a public telephone........ Read More

Choosing The Right Prepaid Calling Card In Making Calls

If you are a student, travel a lot or living abroad and you would like to always keep in touch with family and friends, there will be no better way but to give them a call. How enjoyable it is for you to hear their voices and share things with them. If you want to keep in touch and to do long distance calls, prepaid calling cards are the answers. With the use of prepaid calling card, you can save money and can cut your phone bills in half and it can help you track your calls. Indeed, usi........ Read More

Prepaid Credit Cards

If you have a history of bad credit and are unable to obtain a mainstream credit card, then prepaid credit cards may be just the answer you are looking for. First of all, although prepaid credit cards are accepted at any retail outlet where the credit card logo is displayed, strictly speaking they are not a ‘credit’ card, as the issuer provides no credit facility to you. Rather, your spending limit is determined by how much money you have on the credit card at any given time. Once the a........ Read More

Are Pre-paid Services Worth The Money?

You may be covered when it comes to health, life, car or home insurance… but what about legal coverage? The question is not if you'll need a lawyer, but when: according to the American Bar Association (ABA) “Americans have come to view legal assistance as a necessity”. Yet, most Americans have not used a lawyer more than once due to the sky high attorney fees – anywhere from $100 to $1000 per hour – and the trepidation involved in the search for legal services. Pr........ Read More

Prepaid Credit Cards Advantages

There are many advantages to using prepaid credit cards over traditional credit cards. In this article we will go over the differences between traditional credit cards and prepaid credit cards, and why they are becoming so popular. One of the things that credit card companies all over the world have realized is that many people do not meet the credit requirements necessary to be issued their standard credit cards. Many people don't have any credit, while others have bad credit. Because o........ Read More


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Tele Phone Cards Articles

Pre Paid Calling Card Prepaid Debit Card
Phone Plan Mobile Plan Phone Card Mobile Card
Making Calls International Card International Phone SIM Card

Tele Phone Cards Books

Pre Paid Calling Card Prepaid Debit Card
Phone Plan Mobile Plan Phone Card Mobile Card
Making Calls International Card International Phone SIM Card

Tele Phone Cards